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Insurance telematics provides the means for both the insurer and the fleet operator to manage driver behaviour for the better, and in turn, dramatically reduce loss ratios as a result of accidents.
Using Cartrack’s Insurance Telematics technology, drivers are assessed based on many key driving habits and behaviours, including:
1) The specific time of day that drivers are on the road
2) The amount of kilometres driven in a month
3) The high-risk areas that vehicles are predominantly driven or parked in
4) Driver specific elements such as speeding, sharp cornering and harsh braking, which increases the driver’s risk profile